A Complete Guide to Protecting Your Home From a Power Surge

A Complete Guide to Protecting Your Home From a Power Surge

by | Educational, Energy

Modern lifestyles are built around electrical devices, from your computer to refrigerator and can’t-live-without-it cell phone. But a power surge, or electrical surge, can pose a significant risk to your appliances and electronics. Power surges are not just about dramatic lightning strikes blowing out your TV they are more common than you may think.Modern lifestyles are built around electrical devices, from your computer to refrigerator and can’t-live-without-it cell phone. But a power surge, or electrical surge, can pose a significant risk to your appliances and electronics. Power surges are not just about dramatic lightning strikes blowing out your TV they are more common than you may think. 

To prevent a potential device disaster, let’s look at the best protection for your home and electronic gadgets from power surges of all kinds. As you’ll soon learn, a little investment goes a long way to protect you and your equipment. 

What Is a Power Surge? 

The standard household wall outlet in the United States typically supplies 120-volt alternating current (AC) power. An alternating current is as it sounds the current fluctuates, or alternates, between 0 and up to 169 volts. Most electrical appliances in the U.S. operate perfectly within these fluctuations. 

A power surge, also known as a voltage surge or transient voltage, occurs when the electrical current exceeds 169 volts, often for a very short time (as in, millionths of a second). However, this brief voltage excess can damage electrical devices. Power surges happen no matter where you live.  

How Do Power Surges Cause Damage? 

The voltage boost delivered by a power surge can cause an arc of electrical current within electrical devices. The arc generates heat within the device, which can cause damage to its circuit boards and other components. 

Smaller surges can happen, too, such as when you turn on your HVAC. These may be damaging your unit one small step at a time, then suddenly one day, it may mysteriously stop working as one final surge shorts the circuit. These barely noticeable, smaller surges can reduce a device’s lifetime by many years.  

On the other hand, lightning strikes provide major power surges, which can cause a lot of damage instantly.  

How Do Power Surges Happen? 

Power surges happen in a variety of ways.  

The most spectacular is from lightning strikes during storms. The electricity from the lightning can enter your home via TV cables, telephone lines, or an incoming electrical line. Lighting sometimes surges through power lines into your home. There are around 20 million cloud-to-ground lightning flashes every year in the 48 contiguous states of the U.S., each containing from 100 million to 1 billion volts. 

Power surges can happen within the home, too. High-powered, large appliances like air conditioner units and refrigerators use a lot of power when being switched on and off. Sometimes, this power demand upsets the whole house’s flow of electricity, causing small, internal power surges. 

Utility companies sometimes bring about power surges as well. The companies may be switching supplies to the power grid or attempting to clear a fault. Supply faults are a common cause of power surges. They happen, for example, when tree limbs touch power lines, causing a momentary outage to the electrical system. Utility companies can cause a power surge while correcting these faults. 

How Often Do Power Surges Occur? 

It’s impossible to know accurately how often power surges occur. Many smaller power surges occur inside a home, while more powerful surges happen during storms and lightning strikes. These larger surges can also cause power outages and are one reason why U.S. companies are investing in the national grid. 

Power outages are different from power surges; read more in our detailed guide to power outages. 

What Are the Warning Signs of an Overloaded Electrical Circuit? 

Electrical Circuit Surge Issues What are Warning Signssource

Overloaded electrical circuits are potentially dangerous. Here are some signs to keep in mind:Overloaded electrical circuits are potentially dangerous. Here are some signs to keep in mind: 

  • Your power supply keeps shutting off because a breaker keeps tripping 
  • Your lights flicker or dim — note if it happens when you switch on extra appliances and lights 
  • Outlets or switches that are warm to the touch or emit buzzing noises 
  • A burning smell coming from outlets or switches 
  • Appliances with no power 
  • You experience a small electric shock or tingling sensation when touching switches, outlets, or devices 

What Are the Signs a Power Surge Has Happened? 

There are several signs an appliance has experienced a power surge: 

  • The device does not work, is off, or its clock or lights are flashing 
  • There is a burnt, acrid smell around the device or power source 
  • A surge protector or power strip may need to be reset 

What Should You Do After a Power Surge? 

Power surges can bring havoc — and expense — to homeowners and businesses alike. There are some steps to cover after a power surge. We’ll also look at what you can do to better protect your home and its appliances before experiencing a power surge. 

Who Pays for Power Surge Damage? 

There are three potential sources to pay for power storm damage: the utility company responsible for it, an insurance company, or you. 

Utility companies are often responsible for power surges during their day-to-day electrical service provision and maintenance. Most utilities will accept responsibility for damages caused by their negligence. However, they make (many) exceptions for events “outside” their control. Every utility company and circumstance is different. You may need to check with a lawyer if damage caused by a utility company power surge could be paid for by that company. 

Many people turn to home insurance to cover power surge damage costs, but some insurance policies do not cover power surges, or coverage depends on how and who caused the damage. Coverage may require specific prevention measures in place, such as surge protection devices and suppressors. Be sure to read your home insurance terms and conditions carefully before taking out the policy and ask the insurers if you are covered and for how much and under which circumstances. 

It may well be you are responsible for paying for power surge damage to your home and appliances. That’s why it is essential to keep your whole house and all your devices protected from power surges. 

Does Insurance Cover Power Surges? 

Your home insurance policy may cover power surge damage costs up to specific amounts and as long as certain conditions are met. These conditions may include how and who caused the damage, whether sufficient power surge protection measures were in place, and more. 

You must read your home insurance terms and conditions carefully before taking out any policy. Ask the insurers if you are covered for power surges, for how much, and under which conditions. Many insurers have a specific power surge, personal property, or equipment breakdown coverage policy that may cover your needs. Carefully check claim limit amounts, too. Some insurers won’t cover surge-protected homes, either, so you do need to check every policy carefully. 

You can do a lot to protect your home and electronic devices before a power surge event. For instance, you can minimize the need to rely on an insurance or utility company claim by outfitting your home with proper surge protection. 

How Do You Prevent a Power Surge From Damaging Your Appliances or Electronic Devices? 

Power Surge Protection for Appliances Worker imagesource

There are many simple steps to help protect your home and electrical appliances from power surge damage. If you’re unsure about any of these, consult a fully qualified electrician to guide and help you. 

Before looking at appliances, it’s essential to make sure your home doesn’t have faulty wiring. A qualified electrician can help assess your home’s wiring. 

The next step is purchasing good-quality surge protectors, also known as surge suppressors or surge diverters. These surge protectors channel power surges into the ground rather than into your electronic devices or through your home’s electrical system. 

Keep in mind that some power surges are so powerful, such as lightning striking your home, that even taking multiple protection steps won’t protect you from the surge. 

What Type of Surge Protectors Are There? 

There are several types of surge protectors to help protect your home from power surges — whole house surge protectors; plug-in power strips with surge protection; and a transient voltage surge suppressor (TVSS). 

Whole house surge protectors are also known as panel-mounted surge suppressors. These offer “point of entry” protection, fitted where the electricity supply enters your home, by the fuse box. These protect your home’s appliances from lightning strikes and power surges from the power grid, thus preventing electrical surges from flowing through all your building’s wires and cables.  

Whole house surge protectors come rated in joules and prices range from $70 upwards. You need to make sure that the whole house surge protector you buy covers the joules and amps your home requires. Ask a fully qualified electrician if you’re not sure what your residence needs. 

Power strips with surge protection are commonplace in homes. These plug-in surge protectors are also rated in joules. You must ensure that the power strip can cope with the electrical demand of the appliances you will use with it. Prices vary, with higher quality and higher joule models usually costing more. Not all power strips offer surge protection, so always check carefully before buying. 

Transient Voltage Surge Suppressor (TVSS) is also known as an SPD, or surge protective device. They are hardwired directly into your home’s wall outlets. In the event of a power surge, a TVSS or SPD protects anything plugged into it. Some models will flash or make a noise to indicate a power surge.  

How Can Power Surges Be Prevented? 

Power Strips Surge Protectorsource

You cannot prevent a power surge from happening. You can, however, protect your home and appliances against the damage that power surges can cause. 

The best way to protect your appliances is to: 

  • Use plug-in power strips with appropriate surge protection 
  • Fit a whole house surge protector 
  • Install a Transient Voltage Surge Suppressor (TVSS) 
  • Unplug all sensitive electrical appliances during electric storms 
  • Have an electrician check your home for any faulty wiring 

Are All Power Strips Surge Protectors? 

Not all power strips offer surge protection. Power strips with and without surge protection often look very similar. Both plug into wall outlets and usually offer multiple outlets for your electrical devices.Not all power strips offer surge protection. Power strips with and without surge protection often look very similar. Both plug into wall outlets and usually offer multiple outlets for your electrical devices. 

A power strip is basically the same as plugging your appliance into a wall outlet. It may feature a circuit breaker (switch) to turn off power to all its outlets but it offers no protection against power surges. These power strips are usually cheaper than those with surge protection. 

A power strip with surge protection has built-in electronics to help prevent power surges from damaging connected devices. You can tell if your power strip has surge protection by looking on its casing for its joules rating, which may be listed as “suppressed voltage rating.” If the strip mentions protection or suppression, it has surge protection. Many surge protectors have a “protected” or “protection” light that illuminates, showing it is safely offering surge protection. 

How Do You Choose the Right Type of Surge Protector? 

Power strips with surge protection, or surge protectors, are rated by joules. Speaking generally, the more joules it has, the more devices it can handle. 

Joules are important when thinking about what you will plug into the surge protector. You need more joules for power-hungry appliances like home theater systems and air conditioners.  

Make sure there’s enough space for all the plugs. Appliances plugs come in many shapes and sizes, and you want them to fit. Also, take into account cord length so you can plug in the appliances you wish while avoiding “daisy chaining” surge protectors by plugging one surge protector into another. 

Look for surge protectors that offer a warranty. If a power surge damages your appliances, you may be able to claim money from the surge protector company.  

Industry workers recommend a surge protector with a clamping voltage of 400V or lower and a response time of less than one nanosecond for the best protection. 

Remember: Your surge protector’s parts will wear down over time. It’s best to replace your surge protectors every few years. Some surge protectors feature a light that illuminates when the protector is working, so you’ll know once it is no longer offering protection. 

Two-Tier Protection Against Surges 

Two-tier surge protection involves protecting your home’s electrical entry points alongside point-of-use protection. 

In practice, this means installing a whole house surge protector to cover the incoming electrical power line, incoming telephone line, cable TV, and satellite dish cable. You can install one system to cover all these or an individual protector for each line. Whichever you choose, this covers the building’s entry points and will help reduce any outside surge that runs into your home’s electrical system. 

Point-of-use protection — plug-in power strips with surge protection — offers an extra line of defense for your appliances such as TVs, computers, and so on. Your entry point provides the first defense line. The power strip is the second defense against surge protection, further reducing electricity flow to your appliances. 

No surge protection device or system can protect against all power surges. For example, a direct lightning strike to a home’s electrical system may be too great for the surge protector(s) coping mechanisms. However, a two-tier surge protection system should protect against most power surges you will experience. 

Keep You and Your Home Safe From Power Surges 

Power surges can cause a lot of damage to your home and electronic devices. Installing surge protection measures can protect your property from both short-term damage and long-term wear.  

Investing in surge protection systems can save you money, keep your electrical devices running safely, and bring more peace of mind. It only takes a fraction of a second for electricity to potentially wreak havoc to appliances big and small, bringing expense and hassle in its aftermath.  

A little time spent protecting your home against power surges can save you time and money in the long run.  

Brought to you by amigoenergy

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